Personal Savings Accounts

ACCESS SAVINGS ACCESS MONEY MARKET ACCESS YOUTH SAVINGS ACCESS ACCESSIBLE CD ACCESS CERTIFICATE OF DEPOSIT
MINIMUM AMOUNT TO OPEN $50 $2,500 $0 $1,000 $1,000
SERVICE FEE $5 per statement period*** $15 per statement period*** N/A N/A N/A
ACCOUNT DETAILS*
  • To avoid the $5 service charge per statement period***, the following requirements must be met:
    • Maintain a minimum $50 average daily balance
    • Setup up a minimum $25 automatic transfer per statement period*** from an Asia Pacific Offshore Bank Checking or Savings account to this Access Savings account
  • Unlimited deposits
  • Mailed statement option with a $2 service charge per statement period***
  • Up to six (6) non "in-person" withdrawals per month**** Additional non "in-person" withdrawals in that month will incur a $5 fee per debit
  • Unlimited "in-person" withdrawals****
  • To avoid the $15 service charge per statement period***, the following requirements must be met:
    • Maintain a minimum $2,500 average daily balance
    • Set up a minimum $100 automatic transfer per statement period*** from an Asia Pacific Offshore Bank Checking or Savings account to this Access Money Market account
  • Unlimited deposits
  • Mailed statement option with a $2 service charge per statement period***
  • Up to six (6) non "in-person" withdrawals per month**** Additional non "in-person" withdrawals in that month will incur a $5 fee per debit
  • Unlimited "in-person" withdrawals****
  • No minimum average daily balance required
  • Unlimited deposits
  • Mailed statement option with a $2 service charge per statement period***
  • This account is restricted to individuals 18 years of age or younger. For children too young to have a driver's license or school ID, this Access Youth Savings account may be opened with the child's social security card as the required form of identification
  • This account requires joint ownership of both the student and a qualifying adult
  • At age 18 years, the student's savings account converts to the Access savings account and applicable fees will apply unless Asia Pacific Offshore Bank is otherwise notified
  • Up to six (6) non "in-person" withdrawals per month**** Additional non "in-person" withdrawals in that month will incur a $5 fee per debit
  • Unlimited "in-person" withdrawals****
  • $1,000 minimum average daily balance requirement
  • 9 month term
  • Unlimited deposits
  • Convenient automatic renewal at maturity
  • Not IRA eligible
  • One withdrawal per statement period***;
  • Penalties may apply for additional withdrawals
  • $1,000 minimum average daily balance requirement
  • Convenient automatic renewal at maturity
  • A variety of terms available from 90 days to 60 months
  • Penalties may apply for early withdrawals
INTEREST** This is an interest bearing account Interest bearing account at a Tiered variable rate*****
  • $2,500 – $24,999.99
  • $25,000 – $49,999.99
  • $50,000+
This is an interest bearing account Competitive fixed rates. Interest payments will be paid monthly Competitive fixed rates. Interest payments will be paid monthly

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